Looking for money for business? Remember that sooner or later, if they are not from your personal piggy bank, you will have to give them away or pay out profits on a stable and regular basis. Before you get money to start a business, you need to calculate all the pros and cons and identify the most suitable methods for yourself.

Having your own business, working for yourself, developing your own direction is always fun, a little difficult, but few people, having tried this direction once, return back to companies managed by other people. Today we’re going to talk about where you can actually get large and small amounts, and what methods are good for your future site.

Money for business

Opening your own business and finding money for business is a noble endeavor, a little risky, but it can also be a good investment in the future, because, firstly, everyone remembers the saying about risk and champagne, and secondly, sometimes there comes a time when you You understand that you are ready to work exclusively for yourself, and not for your uncle, and you are inspired by the profit indicator exclusively on your sheet, and not by the general reports of companies. Along with the development of the idea, a completely logical question arises: how to get money for a business and at the same time:

• Minimize risks;
• Receive the due amount;
• Spend them rationally;
• Quickly find the amount you need.

In order to minimize the risks of going broke, I recommend drawing up a detailed business plan in advance, regardless of what and how many sources of investment you will use.

How to start a business from scratch without money

Money for business is not as fantastic a concept as it might seem at first glance, and the development of the market, partial support from the state, coming out of the shadows of many areas contributes to what you can try. The only thing left to do is find start-up capital. If you only have an idea and nothing else, then it’s time, taking advantage of successful global experience, to discover crowdfunding and collect funds from potential investors on specialized platforms.

You yourself specify in advance what method and procedure for paying dividends you will offer. I can’t say that I’m directly convinced that it’s realistic in our country to launch your own business solely on one idea (at a minimum, you need to make connections), but over time, I hope this will become a reality. Therefore, if you are confident in your idea, its competition in the modern market with others, have calculated in advance the difficulties of entering the market and planned your activities - look and you will find a way out where to get money. And I’ll talk about the most popular methods below.

Own savings

If you are inclined to save, then together with purchasing a new car or expanding your living space, you can try to invest in your own business, and thus participate in long-term, but in fact, more effective investments. Speaking about the main advantages of this method of receiving money for business development, I will highlight:

• You coordinate your expenses yourself and don’t have to report financially to anyone;
• You risk only your own money, which means you sleep more soundly and in case of loss you will blame only yourself;
• You make more informed decisions.

There is only one thing left, at least now, make savings and earn a million, so that after some time it turns into the main money for the business.

If time permits, your main area of ​​employment allows, then I recommend developing your business in parallel with other employment and not giving up a stable income at the time of starting.

Sometimes there is no other solution but to take money for a business on a credit basis. Of course, interest, and the very fact that the loan must be repaid put a little psychological pressure on the entrepreneur, but sometimes this is the only opportunity to get the missing, or even the entire amount of starting capital. Today, such services are characterized by a number of aspects, including:

• State and private banks issue business loans;
• Different interest rates and conditions;
• Various collateral: from real estate to the actual business itself.

As a rule, money is issued in rubles, and I recommend that if there is an option to choose the time of work, stop at 3-5 years - the average payback period of the project.

You can consider not only a classic loan, but also leasing. In fact, if you need to borrow money for a business up to 10,000,000, then in most cases it is the bank that will help you out.

Open a business with friends

On the one hand, it’s a great idea, because you trust these people, including financially. On the other hand, if you want to lose a friend, then you should lend him money or open a business with him. Of course, this rule is not relevant for everyone, but often such situations occur. If you are positive and that you will be able to make business decisions together, or each of the participants will receive their own separate direction in the development of the company, then it’s time to think about where to invest rubles for both you and your friends.

Borrow from relatives

If you still don’t know how to save money and haven’t been able to save up start-up capital to launch your business, you can call your relatives, remind them of yourself, invite them to Sunday lunch and casually ask for money. The development of the further situation can be presented as follows:

1. You’ll get the money, over time you’ll pay off the debt, and everything will be cool;
2. You get the money, the business doesn’t work, if you don’t give the money back, you’ll lose your relatives;
3. You will not give away money, but will constantly pay dividends from profits.

I am still not very inclined to work with close people, especially relatives, since close family ties leave an imprint on the psychological background and do not always have a favorable effect on future relationships.

Find investors

A modern way to get money for a business, which is one of the most common in our country. Here you can pay attention to domestic investors, as well as international ones, the number of which is increasing every year due to the creation of loyal investment climate conditions. Pros :

1. Independent relationships;
2. Clarity of planning;
3. If giant investors respond to your business proposal, it's a good sign that you've chosen the right concept.

Minuses :

• As with any other case, there is a risk that things won't work out;
• Sometimes too much time is spent looking for investors.

Where to find investors willing to give money for business? There are special online platforms for this, and in addition, competitions and open start-up festivals are often organized to find financial help for your business.

Business angels

People with extensive experience in business will not only help you choose the most effective direction for your business, but in some cases they can also become your first, or even your main investors.

For a new entrepreneur, this practice is very important, because in addition to solid practical advice, you can also get the necessary psychological support from people who have already experienced this, albeit several years ago.

Government subsidy

If you are still concerned about where to get money for a business from scratch, you can pay attention to government support offers (although let’s be honest, they are not always so attractive that you want to use them). Every year new preferential conditions appear to help you start your own business, including:

• Grants;
• Discounts on loans;
• Loyal leasing conditions in state banks;
• Information support and financial subsidies for businesses, which are opened by the unemployed and newcomers to entrepreneurship.

Basically, they offer preferential terms for the return of loan funds, a series of master classes from experts, but in order to become a participant in such a program and collect all the necessary information, you can waste a lot of time aimlessly.

Launching a related business

This option is beneficial for you, or, for example, your friends who want to invest money at interest. The main advantage of organizing such a platform is that the experience gained from the first one is quite positive, since the business is still functioning. Speaking about the most typical ways to open a related business, we can highlight:

1. Sale of related products (for example, you have a flower shop, and in it you install a display case with soft toys and postcards);
2. You transport company and you buy to provide transport services mobile refrigerator;
3. You are a mother on maternity leave and are launching an online store of children's items and gradually adding consignment items to the site.

A fairly correct approach is to gradually expand your business, which allows you, with the knowledge you have already acquired of the market, to return the invested funds less spontaneously and significantly increase your turnover, reducing risks, including due to the fact that on the same site funds work in different areas of diversification.

Today there are many platforms that allow you to present your idea not only for general analysis, but also for potential investors to support you. As a rule, they do this with the expectation of making further profits, although it is possible that wealthy business sharks simply want to support you for free.

As a rule, they invest in fiat money, but sometimes you can also count on investing in cryptocurrency. For each project on the sites there is a certain time for collecting funds, and if the amount for it is not collected, the project is automatically excluded from the site.

What business to invest in

The answer to this question is quite complex and requires preliminary detailed monitoring of all factors that are currently present on the market, including:

• Competition;
• Starting amount for entry;
• Average payback period;
• Risks;
• How important is personal presence?
• Sources of investment or start-up capital, and under what conditions;
• Launch dates.

Of course, the direction of the business itself is a key aspect, and not always too original idea will be appreciated, or there are often cases when launching an ordinary small grocery store in a high-rise area is much more profitable than launching a private guarded parking lot in the office center of the city. Here it is important to guess the idea, and not to delay with the deadlines, and to calculate everything and find money for the business.

Starting your own business is a complex process and requires time, patience, and very rarely brings the founder to the crest of a financial wave almost immediately. However, those who want to work and know how to calculate and plan everything in advance, look for basic and additional ways of income, loyally and competently expand the range of goods or services, have a high chance of saving capital, as well as earning money for an apartment. When looking for money, evaluate when it needs to be repaid, in what currency you take out debt for your business, and the inflation rate. Traditionally, I wish you that the money for your business will be successful, and that your business will progress, bringing emotional and financial pleasure.

Subscribe and always stay up to date with the latest news:

Greetings, friends. With you . Recently, more and more people want to start their own business, build a business. Many people have the inclination for this, they want to try themselves as an entrepreneur, but the question arises: “Where can I get money for a business?” What to do if there is simply no start-up capital necessary for the implementation of the project, and it is impossible to earn it in the near future? Is it really possible, in this case, to just give up the obsession of becoming an entrepreneur and work “for your uncle” all your life?

This problem stops many people and does not allow them to complete the project, but there are also those who are looking for options, looking for opportunities for themselves. It is for the latter that this article will be devoted. Next, I will talk about how you can attract start-up capital to your business, and also discuss a few other important and useful points. So, without further ado, let's get started.

Business without start-up capital: truth or myth?

Let's start with the fact that novice entrepreneurs who do not have enough money to implement their idea are conditionally divided into 2 groups: those who are trying to find money for a business, as well as those who want to build a business without money. Which approach is the most correct?

From the experience of some of my friends, and from personal ones too, I can say with confidence that building a business without investments, although theoretically possible, is extremely problematic and risky. Even if you are a financial genius and you have a brilliant business project, the likelihood that you will be able to implement it without any investment or with minimal starting capital is simply negligible. There is a greater chance that the idea will be stolen by wealthier competitors, and you will have no choice but to leave the market and think about a new project. Thus, building a business without money is highly not recommended.

As for attracting start-up capital to a business, although this process cannot be called simple, it is quite feasible, provided that you are ready to take certain actions to build success, and not just sit on the couch and dream of a director’s chair.

Where to get money for a business: the best ways to raise capital!

So, here we come to the main and most interesting part of this article - to the direct ways of where you can get money for your business. Now I will list 5 options that I am personally familiar with either from my own experience or from the experience of my friends. In each point I will describe the essence of the method, some features, advantages and disadvantages. So let's get started.

Method #1: Attract investors!

An investor is a person with money who is ready to give it to you if he believes that he can get more later. This is how, in a simplified form, you can describe the meaning of this term for an entrepreneur. Quite often, investors invest money in new business projects, receiving a share in the company's future profits. But in order to interest such a person, you need to try, he won’t give you money just like that.

Those investors who invest in startups, i.e. business at the stage of its creation, require the entrepreneur to provide due arguments and arguments indicating the prospects of the project. I’ll say right away: if you decide to open another grocery store or a hairdresser - you can’t even count on investment, venture investors are not interested in such projects. They need innovative, unusual ideas that can bring enormous income if successful, and not trivial projects that are easy to implement but bring extremely little income.

If you have promising idea, it was invented by you personally, and you are able to justify it, answer all the questions that arise, calculate the cost and assume what the profit will be - you can safely start looking for investors. Where are they, if you may, these investors?

1. The easiest way to get investment is ask them from an old acquaintance, friend, relative or acquaintance of an acquaintance. As a rule, it is much easier to achieve a positive result for yourself through an acquaintance than with a complete stranger. But what to do if there are no connections? In fact, everyone has connections, just not everyone knows about it. After all, it is not at all necessary that you personally know the investor; it is enough to assume which of your friends may know the right people. It is through them that you can present your project to an investor, which will significantly increase the chances of success. The main thing is to show all your communication skills and think a little with your head in the direction of which friend you can direct your project to so that it ends up in the right hands.

1. If you find it difficult to find an investor through an acquaintance, you can use the services of so-called venture funds, i.e. companies professionally involved in business investments. Finding these companies will not be difficult; just enter the corresponding query in the search bar, and you will immediately receive at least a couple of dozen official websites of these same funds. But the difficulty here is to get attention venture fund extremely difficult. You will have to work on drawing up a business plan according to the established template, presenting it competently, giving arguments and answering questions from experts - the fund’s employees. Only the most thoughtful and promising projects receive funding, so it makes sense to apply to several organizations at once to increase your chances.

1. You can find an investor as a last resort through the Internet, fortunately, modern openness of personal information will allow this to be done. You can search for potential partners through social media, various business websites, newspapers, etc. Investors are often published in reputable publications or simply appear in financial news releases. However, finding a person with money on the Internet is not difficult; it is much more difficult to interest him in your project. You will be dealing with a complete stranger who not only does not know about your entrepreneurial abilities, but also cannot fully trust. Getting him interested and getting financing is extremely difficult, but it is a completely doable task. Provided that you have a truly worthwhile project, you will be able to interest the capital holder.

Now, as for the advantages and disadvantages of attracting investors to your business. Among the advantages: the absence of any risk on your part (you are not obliged to return the money if the project fails), the opportunity to start a business without your own investments, and do not need financing. Disadvantages include the complexity of the process, the need to come up with an innovative idea, and you will have to give away a portion of the company's future profits to others. It will be good if you keep a 50% stake in the company, but investors often demand a very hefty percentage for their investment.

Method number 2: Make money on the stock exchange!

Many modern American businessmen in the past did not have start-up capital to start work, and made their first money on the stock exchange. Now this can also be repeated, only this time there is a more innovative option: Forex or a binary options exchange. You can earn money here much easier and more than on a traditional stock exchange, but it will still require some effort and a competent approach.

Today I have highlighted this method for the reason that I myself am an active trader and am familiar first-hand with the issue of making money on the Internet. Many people say that it is impossible to succeed here, many lost money when they started doing this at one point, but the main reason for this is not the method of earning money, but the attitude of the people themselves. Most of them were looking for easy money on the stock exchange and considered it a free option. Of course, nothing worked out for them, because they did not have even minimal preparation, not to mention a trading strategy. For more information about what an options exchange is and how to succeed here, you can watch the following video:

To succeed in making money on the stock exchange and get money for your business with its help, you need to properly prepare, study the strategy and choose a reliable broker. I recommend starting with the article If you are more interested in Forex, you can read the publication

What are the advantages of making money on the stock exchange in terms of start-up capital for a novice entrepreneur:

1. You can start with a minimum deposit- only 200 dollars. I think everyone can afford such an investment, even with low income.

1. To make money on the stock exchange, you only need minimal preparation. It is enough to devote only 10-15 hours of your time to it in total - and you can start making your first profit. Of course, later you will have to study other information and improve yourself, but you can start with minimal knowledge. The main thing is not to start trading without any preparation.

1. On the exchange you can earn the necessary amount for your business in a minimum period of time due to increased trading profitability. Thus, a beginner is able to earn 70-80% of the initial deposit per month, and the income of a professional can exceed 250%.

1. Trading brings you not only income, but also useful experience, which you can use in your business. After all, it is always useful to be able to analyze the market and predict where the rate for a certain asset will go in the future.

1. Having earned money on the stock exchange, you will become the sole owner of your company, because you won’t attract any investors. This is extremely important and will definitely make itself felt in the future, when the first profit comes in and you don’t have to share it with anyone.

As for the disadvantages of stock exchange earnings for entrepreneurs, there are few of them, but they are also present. Now I will briefly describe them:

1. You won’t be able to earn more than $300,000 in a year on the options exchange or Forex., because your broker simply will not be able to pay out such a large amount. For this reason, stock exchange earnings are unlikely to suit people who need huge investments in business. However, there should be enough money for the development of small or even medium-sized businesses.

1. To get the required amount of starting capital, you will have to wait a little, despite the fact that the earnings are quite decent. To begin with, you will have to devote at least two weeks to preparation, and then systematically increase the initial deposit. It will not be possible to open too large positions at the initial stages, so you need to be patient. For example, if you need $30,000 to start a business, and start trading with a deposit of $300, then you can get to the required level in about 6 months, taking into account the preparation and the fact that you will not withdraw part of the profit, but constantly increase your deposit and increase the volume of trading transactions.

In general, the options exchange or Forex seems to me one of the best ways where to get money for business. Among my former colleagues, there were cases when they earned sufficient capital, after which they went into the middle, and sometimes even big business. You can read one of these stories a little later, when I finish listing all the options.

Method number 3: Accumulate the required amount!

If you already have a good source of stable income and are willing to wait, you can take the path of least resistance and simply save up the required amount. But as for me, this method has very few advantages, but there are a lot of disadvantages.

Of course, saving money is the easiest way to get start-up capital for a business. You won't have to do anything new, you won't have to share your income with the investor. In general, everything seems very promising and comfortable, at least for a person with a traditional mindset. In fact, there are a number of disadvantages here:

1. It is not always possible to save money for a business project, especially if the source of income is not so large, and the project requires considerable investment.

1. It takes time to save money, and businesses are not used to waiting. Today you may have an innovative and promising idea that can be implemented and achieve success, but in a couple of months the prospects will disappear, or this very idea will be implemented by someone else. Sometimes success in business depends not so much on the thoughtfulness of actions, but on the speed of their implementation.

1. If you simply save money, it will gradually decrease in volume due to inflation. Of course, there will still be the same amount of money left, but with it you will no longer be able to buy everything you need for your business, because prices, as you know, are constantly rising.

1. By hoarding, you will lose all motivation to act, because for a long time you will not realize your dream. Human psychology is structured in such a way that if you have a specific goal for a long time, but do not take a single step closer to it, it will gradually develop into a pipe dream, and you will stop striving to achieve it.

As for me, there is no point in engaging in useless hoarding if you can use another option and succeed after a short time. Even if you attract an investor and give him a part of the company’s profits, you will be able to receive the remaining income. If you don’t like working in partnership with an investor, you can use this very income to implement a new business idea.

Method number 4: Get a loan!

If you look at it objectively, then a loan seems like a good way to get started, receiving initial capital without selling a stake in the company. But for some reason I personally have always been rejected by this prospect. Personally, what is important to me is financial independence, a person’s freedom from any kind of debt, which he may or may not pay off. In my worldview, a person should spend exclusively the money that he has earned himself, or negotiate with other people about financing on partnership terms, under which he does not have any obligations. But again, I’ll clarify that this is solely my personal opinion, and from the objective side, loans can be used.

A novice entrepreneur may have certain difficulties in obtaining a loan, because banks do not issue loans to everyone. At a minimum, you must have an impeccable credit history and a stable source of income. Alternatively, you can leave property as collateral or take advantage of government preferential lending programs.

Among the advantages of a business loan is the fact that you receive start-up capital in a relatively short time, and you are not required to give anyone a share of the business. As for the shortcomings, let's look in more detail here:

1. Any loan must be repaid, and if your business idea turns out to be unprofitable, then you will find yourself in an extremely difficult financial situation, popularly called a debt trap. In this case, you will have to forget about business and worry about how to pay interest on the loan.

1. In addition to the loan itself, you will have to pay interest, which sometimes turn out to be significantly greater than the profitability of the business at the initial stages. At the same time, it would be nice to achieve a deferment of payments for at least six months, but not everyone is given this privilege.

1. The amount of money that can be allocated to you is limited, and it depends on what your current source of income is. Even government programs to support small businesses do not always help, and it is extremely difficult to achieve participation in them. Without a stable source of income, you may simply be denied a loan.

Thus, loans are not the best option to start building a business, but not the worst either. There are much more promising ways to get money for a business, but if for some reason you cannot use them, you can take out a loan from a bank. This is a personal recommendation from me: use this method as a last resort, if there are no other options left.

Method number 5: Selling property!

If you have movable or immovable property that you can easily do without, or various kinds of antiques, valuable metals or securities - all this can be sold. This way you will receive start-up capital for your business without attracting investors and without incurring unnecessary obligations to repay the loan.

Of course, you must have property in the amount necessary to open your own business. In addition, this very property should not be in demand, because selling your own apartment in order to rent an office and live there is extremely reckless. Among the advantages of this method: quick receipt of the necessary funds, the absence of any kind of obligations on your part and the need to transfer part of the company’s profits to someone else.

But it should also be understood that selling property is the very last thing for a person, unless, of course, he does not need this very property at all. The money from the sale may not be enough to cover the expenses of the company, and from a purely psychological point of view, this is quite uncomfortable for a person.

History of success : How to raise money for a large business?

Several years ago I met this man completely by accident. He was the owner of a small computer equipment store, where I decided to purchase professional equipment for stock trading. As the negotiations progressed, we started talking, and he decided to tell me about his work.

As it turned out, Stas is a hereditary entrepreneur, but his part of the inheritance left after his late father was only enough for small business. Despite the fact that Stas had experience in this field and determination, he could not compete with larger companies, so the business stood still. There was a profit, and quite a lot for the average person, but Stas wanted more, he wanted to grow. He tried to succeed on his own, and not live off the inheritance of a successful father, but he did not yet see any opportunities for this.

Then I decided to invite him to start making money on the stock exchange, and this idea seemed quite promising to him. At that time, he had already been making money here for many years in a row, so Stas saw perfectly well how much you could earn from trading if you approached trading competently and wisely. That's exactly what he did when I provided him with material to study.

I will not go into details about how he traded and how he achieved his first results; this is described in detail in his success story at the link above. Let me just say that in just a few years of work he became a dollar millionaire, showing all his talents on the stock exchange. Stas worked with several brokers at once, which is why he managed to earn such a significant amount. Now he has already stopped trading, and, as he always dreamed of, went into big business. Just a couple of weeks ago I learned that his company (the Matrix supermarket chain) had started operating and is now actively gaining momentum. I am sure that with the inclinations that Stas has, he will definitely fulfill all his plans. All that remains is to wish him good luck in his business and new achievements.

On to completion!

So, now you know several ways to get money for your business. I hope you found today's material useful and you can achieve your goal. As you can see, it is quite possible to get start-up capital to open a business; you can either earn it yourself or obtain financing. The main thing is to approach this issue as seriously as possible, set a goal and do everything in your power to achieve it.

I wish you all success and a prosperous life!

Sincerely yours, Viktor Samoilov!

One of the main barriers that prevents potential entrepreneurs from starting their own business is the lack of initial capital and not knowing where to get money for a business. However, this problem can be solved quite easily; you just need to show creative and negotiating skills, or rather, your entrepreneurial talent.

Get a profitable loan to start a business

Today, banks are not very active in lending to business projects from scratch. This is due to high risks, because neither the entrepreneur nor the institution is confident that the business will work stably and will provide the necessary profit to not only service the interest, but also pay off the principal debt. Therefore, it is most likely that a beginning entrepreneur will not be able to get a loan for an idea. At the same time, a future entrepreneur, as a rule, works somewhere. At this place he has wage or stable income. Banks are currently quite active in lending to the population for current consumption needs. The benefit of such a loan is that it is usually provided for three to five years; during this period, even if the business does not start operating, you can close it, get a job again and continue to pay off the loan. In addition, a consumer loan does not require confirmation of the intended purpose, in other words, it can be used to organize a business and there will be no liability for this.

Take out a secured loan

If you need a large amount of money to open a business, you can pledge your existing property, for example, an apartment or a car. This will immediately provide several benefits:

The term of secured loans, as a rule, is longer than consumer loans, because the bank has property that it will receive in the event of failure, sell and cover its losses; The rate on secured loans is also significantly lower (for the same reasons).

Some institutions even have special programs for lending to start-up entrepreneurs if they have any collateral. Such loans may have a shorter term than consumer ones, but the bank will analyze in detail the idea and calculations set out in the feasibility study or business plan. This will allow the novice businessman to see all possible risks and provide measures to neutralize them, as well as think through the project of organizing and launching a business in more detail, which is also useful and increases the likelihood of success. At the same time, when deciding to provide your own property as collateral for a loan to start a business project, you must remember that this is a risk and there is a possibility of losing this property, therefore, from a risk point of view, it is more profitable to take out a consumer loan, and from an economic point of view, it is more profitable loan secured by property (the rate is lower).

Money for a business project without a loan

You can start your own business without loans. There are also several possibilities for this. 1) Savings. First, you can save on certain expenses and save money to start a business. In particular, there is a golden rule - to save 10% of every income received. If you do this for a year, you can accumulate quite a significant amount in a year, which you can invest in starting a business. In addition, there is always the option to waive certain expenses. For example, from entertainment. Typically, people spend 15 to 20% of their monthly income on entertainment. By adding this amount to the 10% of each income you set aside, you can significantly increase your initial capital. Vacation expenses are also a reserve for savings. You can also use these savings to start a business. In conclusion, it is necessary to mention the possibility of changing the consumption style for a certain period. It consists of purchasing simpler food products, less expensive clothing and accessories, increasing the lifespan of things through repairs and more careful use. If all these measures are applied in combination, the amount may be quite sufficient to open your own business.

2) Sale of real estate. In some cases, you can sell real estate and invest money in a business. Of course, you should sell your only home only in a situation where there is one hundred percent confidence that the business will be successful and it is almost impossible to go bankrupt. Then it makes sense to sell your apartment, live in a rented apartment for a certain period and earn money for a new one from business income. A more realistic option is to sell your parents’ apartment or a second one, which is not used and is intended for children. During the period of starting a business, parents can be moved to their place, and the money from the sale of their apartment can be used to open their own business. When deciding to sell real estate, three factors must be taken into account. First, it can generate passive income if you rent it out. This amount can be used to save up the startup. During the period of starting a business, it may be the only stable income for some time, which will allow you not to take money out of the business and direct it to development. Secondly, an apartment can be collateral for a loan to start a business. However, collateral is valued extremely low by banks, so it may turn out to be more profitable to sell it. And the third factor is that real estate prices are falling, and utility bills are rising. Therefore, if the property cannot be rented out at the moment, it is better to get rid of it, because at the stage of starting a business it will create an additional financial burden. 3) Borrow money for business from family and friends. A fairly affordable source of initial capital can be a loan from relatives or friends. Convincing your family of the success of your business is much easier than convincing a bank or third-party investor. Moreover, many parents are ready to help their child selflessly, so the cost of such starting capital will be minimal. The same can be said about friends. They usually provide money without paying any interest. At the same time, when accepting a loan from relatives or friends, you should remember that if your business fails, it is advisable to still repay it and service it in good faith. Otherwise, money relations can significantly spoil the relationship. And human relationships in most cases are much more important than business. In addition to your own capital, which can be formed and accumulated in various ways, it often makes sense to attract an investor and take money for the business from him. In addition to money, this allows you to benefit from the free experience and advice of a more experienced entrepreneur, which means it increases the aspiring entrepreneur’s chances of success. Crowdfunding as an effective way to raise start-up capital This term comes from two English words – crowd, which means “crowd” and funding – “attracting funding”. Thus, crowdfunding is a way of attracting funding from as many people as possible. As a rule, Internet projects are financed in this way, since money is raised on special crowdfunding platforms, where project descriptions are posted and fundraising is opened. Anyone can take part in financing this or that project. The conditions put forward are very different. For some, this is an opportunity to earn money through interest on loans (when a crowdfunding project is implemented, the initiator will return the money to everyone with interest exceeding bank interest). Other initiators offer everyone a share in their project, which can later be sold. A number of projects are of a charitable or socially significant nature. Today, the most famous global fundraising platforms are:

Kickstarter– helps to attract funding for a variety of projects, from the creation of comic books to the production of alternative cinema films. IndieGoGo. This service specializes in financing projects for the development and creation of various engineering innovations, as well as the restoration of historical landmarks, and so on. RocketHub– the line of activity is in many ways similar to IndieGoGo.

To raise money on international platforms, of course, you need knowledge of a foreign language. If there are problems with this, you can organize a fundraiser for your project on Russian platforms. The most popular of them are Boomstarter and Kroogi. With their help, money has already been raised for the implementation of a number of commercial and socially significant initiatives.

What is a grant and how to get itGrant- This is free assistance to a beginning entrepreneur, that is, they do not need to be returned in the future. But they will have to be strictly accountable for. Grants can only be used for those purposes that are specified in the agreement with the grantor or in the project for which the grant is provided. Currently, there are two types of grants - for beginning entrepreneurs within the framework of government support and for projects. To receive a grant of the first type, take part in a competition held by a regional entrepreneurship support fund. Those who win the competition can receive money and spend it on starting their own business. To participate in the competition, prepare a package of documents, which must include a business plan. At the same time, there is no need to draw up this document in accordance with all the canons, but it should give the competition committee an idea of ​​how the business idea will be implemented and what makes it unique. Grants for the project are issued both for the implementation of socio-economic initiatives and for financing innovative projects. The first are provided, as a rule, by authorities and are aimed at solving certain problems of the territory. To receive them, also prepare draft documents. The key is the project description, which should contain the following points:

Objective of the project; Description of the problem; Project implementation schedule; Project budget; Planned results of the project.

For grants to finance innovative projects, the main thing is the presence of scientific novelty and the possibility of commercial implementation. To receive a grant, you will need to speak before a competition committee, which consists of entrepreneurs and scientists, and convince them that the project is worthy of funding. How to interest third-party investors and where to look for them The most difficult way to get money to implement your business idea is to attract a third-party investor. This is very difficult to do. Firstly, there is no such obvious community of business angels (those who finance business ideas) in our country. Secondly, the issue of financing is a matter of trust, so investments are most often given to those who are trusted. Of course, these can be acquaintances or friends, so there is often an opinion that investments go only to those whom they know at least somehow. However, trust can be won. To do this, take a few steps 1) Determine the target group of investors. These may be local large entrepreneurs who have significant financial resources. Or companies that will want to acquire the company at a certain stage (when it grows and begins to compete). These can also be managers and top managers large enterprises who want to invest money and then receive a regular income. 2) Describe your business idea. You shouldn't make a classic business plan. An attractive presentation is enough to convincingly prove the attractiveness of the idea and the return on investment. 3) Start implementing the idea. An investor never invests 100% of the capital; he always shares the risks with the project initiator. In addition, when there are intermediate results of work, the business becomes more attractive. This is no longer just an idea, it is a working organization. At this stage, it is advisable to already build a reputation as a successful enterprise - participate in various competitions, publish articles about successes, and so on. Successful business attractive to investors. 4) Search for investors. To do this, you can contact professionals - various investment agencies, or you can negotiate with local business communities (unions of entrepreneurs, business public organizations and so on). 5) Negotiate and conclude a deal. Thus, attracting capital to a company is a fairly simple process, but it needs to be done, which means devoting sufficient time and effort.

These materials are intended for those who want to succeed in life, significantly increase their income and become rich, but do not have the initial capital to realize their dreams, who have decided to take the path of business and feel ready for this. They will help you make money using the huge opportunities of the Russian market, find the type of activity that best suits your character, your abilities and capabilities, and take the first step along the broad road of modern business.

We can give many examples of how novice entrepreneurs managed to earn tens of rubles in a relatively short period of time. Of course, to achieve such a goal it is necessary to show a certain determination, perseverance and energy. Therefore, you won’t be satisfied with examples alone. They have a unique embodiment of their authors. For some it is luck, for others it is cold calculation. Therefore, to make money you need to take a different path - your own!

First, determine what the market needs most today, be it some services or a product. Answer for yourself what is in greatest demand, and then come up with best option satisfying this need in accordance with your strengths and capabilities - formula for your earnings and success. And be sure to start the implementation according to this formula of yours, and the matter itself will prompt the further course of action and correct your mistakes. Are you wondering where to start?

We offer you a number of simple and most effective ways to earn money and activities that do not require special investments or, on the contrary, help to accumulate this very capital. They were very popular in the 90s - the end of the 20th century. And, it would seem, why do you need this old stuff? And then, sometimes, the new is the well-forgotten old. So, how did they make money in Russia, literally, 15-20 years ago?

1. Good old business - printing services
Having any printing equipment, for example, a copier, or having constant access to it, you can easily earn money by fulfilling orders from organizations and individuals. Fortunately, the prices for printing services are quite high, and finding clients will not be difficult.

It is enough to submit it to newspapers or paste it around the city advertisements. The greatest effect will be achieved by your advertisements posted in places where printing services are constantly required. These are the premises of district administrations, notary offices, banks, universities, libraries, etc.

Having earned a certain amount from this business, you can purchase more expensive and, accordingly, generating much more income, printing equipment such as a risograph. This business will always find its clients and will always remain very profitable and promising.

2. Production of original document layouts
You can engage in the production of original layouts, that is, the design of various documents, forms and other printed materials on a computer, either as a separate type of activity or in combination with printing activities.

To run this business, you need to have a computer and a good printer, on which the quality of your work largely depends. Spare no expense and purchase a laser printer, which, with excellent print quality, will quickly recoup your purchase costs and will bring you a solid profit, because the production of one original layout on an A4 sheet costs from $5 and more.

In order to find clients, similar to printing activities, submit advertisements to newspapers or post advertisements around the city.

3. Lamination of paper documents
Do lamination - covering documents, forms, photographs, etc. with protective plastic. The laminating machine is miniature, relatively inexpensive and will pay for the cost of its purchase within the first month of operation. Offer your services in public places and places where they are especially needed, such as photo studios and other places.

Thus, you will ensure yourself a good and stable income. The approximate cost of laminating one document is 1 US dollar.

4. Earning money by making envelopes
Prices for unstamped envelopes invariably rise along with increases in postal rates. You can make money by making a template, purchasing paper and starting to make them.

And by hanging your advertisements in post offices or publishing them in local and out-of-town advertising and information publications, you will ensure good sales of the manufactured envelopes.

5. Full-fledged publishing
Publishing is one of the most profitable types of business. It can bring profit, depending on your capabilities, from several to tens of rubles. First, decide what you will publish.

This could be a solid book of 200-300 pages or a brochure of 10-20 pages. When selecting material for a book or brochure, it is very important not to violate copyright and therefore not fall under a certain article of the law. When reprinting materials from foreign sources, be sure to provide a link to this source.

Carefully calculate the consumer value of your book and the costs of publishing it. If you do not have sufficient funds, arrange a subscription to it with an advance payment. This will allow you to collect the necessary amount to publish your materials.

Sell ​​your book among subscribers, at bookstores, through Rospechat kiosks, etc. By placing an ad in the media mass media or by posting them around the city, for example, at the same bookstores, you can sell it by mail.

6. Selling books from a private library
Despite the abundance of books on the market, their sale remains a very profitable and promising business. Buy books for sale directly from publishing houses or from wholesalers, where they are sold without a trade markup, much cheaper than in city bookstores. Sell ​​them in crowded places” at the same bookstores, bookstores, by mail, etc.

Having collected a certain number of the most interesting books of various genres and adding to them books from your home collection, organize a private library and rent out books on bail. This idea is feasible not only at train stations and airports, where people while waiting for a train or plane happily while away the time reading an interesting book, but also in any friend in a crowded place. Go to your nearest library and see that despite the huge number of books on the shelves, it is almost impossible to choose something worthwhile.

7. Sound and video recording
If you have a two-cassette tape recorder or, better yet, a tape recorder with a CD player and have free time, start recording. By duplicating recordings of popular music and selling them in crowded places, for example, in clothing markets, near the metro, etc., or by accepting orders for recordings, you can earn good money.

You will receive the largest number of orders by posting your advertisements in technical schools, universities, hostels and other places where there are a lot of young people. Selling cassettes by mail will also have a good effect. To do this, submit advertisements in newspapers and send everyone who responds to it a detailed catalog of available recordings, indicating the cost of the tapes and the terms of their shipment and payment. Buy clean cassettes at clothing markets or wholesalers.

Now almost every second family has a VCR, and video recording can also be a very profitable business. To do this you will need two VCRs. Otherwise, everything is similar to sound recording.

In the future, having earned a small capital, it is important to expand and organize a small sound and video recording company, scattering several retail outlets around the city.

8. Video rental
You don't even need a VCR to carry out this activity. By purchasing several dozen video cassettes (DVD, CD) with recordings of popular and new films and organizing their rental on bail, you will receive a source of daily stable income. The only condition that guarantees your success in this matter is that the repertoire of films must change periodically.

9. Repair of household appliances
Our domestic equipment, and in particular televisions, often break down and repairing them can give you a very good income. If you do not have the necessary qualifications for this, enroll in the appropriate courses and within two to three months you will feel like a specialist in the field of radio engineering and acquire the necessary knowledge and skills to repair televisions. And by publishing your advertisements in newspapers, posting them around the city or placing them in mailboxes (everyone now has a TV), you will get an excellent opportunity to test this knowledge in practice.

You can also repair other household appliances, for example, refrigerators, audio-video recorders, computers, etc. In addition, not all of our TVs are equipped with a PAL unit, low-frequency input, UHF and remote control units. By purchasing these units in radio stores, in specialized markets, or making them yourself, start installing them in TVs. It should be noted that, for example, without a UHF or LF input unit it is impossible to connect a VCR to a TV, and without a PAL unit it is impossible to see a color image, since most videotapes are recorded in this color system. Therefore, by installing these blocks, you will receive a large number of clients and earn good money.

10. Manufacturing of radio electronics
This work can be done even without special skills in handling a soldering iron, which will come with practice. Buy schematics, detailed descriptions of assembly and setup, radio components, circuit boards, housings and other necessary materials for the independent manufacture of remote control units, PAL units, telephones with automatic number identification (AON), and Sinclair-type computers from radio stores or specialized markets.

They are very easy to manufacture, assembled in a few days and are in constant demand among customers. More powerful computers such as PCs are very expensive and inaccessible to families with average incomes, and “Sinclair”, with its availability and low cost, allows you to get acquainted with the fascinating world of computer games in practice, gain basic programming skills (unlike game consoles) and will remain very popular. The importance of PAL blocks was discussed above, but you probably know very well yourself about the popularity of Caller ID phones.

Sell ​​your products in the same markets, at radio stores, or place an ad in periodical advertising and information publications and post them around the city. Success is guaranteed to you!

11. Private transportation
Having a personal car and knowing your city well. You will earn a lot of money by operating a private taxi service. And for this it is not at all necessary to drive around the city, looking around in search of voters. Stand near large stores that sell large items, such as furniture, refrigerators, televisions, and so on.

Delivery services do not always work promptly, and often are absent altogether, and you can help people deliver the items they have purchased. You can “pick up” clients standing at train stations or just near the metro and at stops where public transport is poor. This work is most effective in the late evening or even at night, when transport does not run at all or runs extremely rarely.

You should not lose sight of the fact that many commercial enterprises require drivers with personal vehicles, for example, to transport goods to retail outlets in the morning and transport them back to the warehouse in the evening. This job pays very well.

12. Car driving training
Typically, the level of driving training in driving schools does not allow you to prepare well for the traffic police exam. By publishing your advertisements in newspapers, posting them around the city, near driving schools and recruiting students, you will ensure yourself a decent income. To attract the largest number of clients, set your tuition fees slightly lower than at a driving school.

Give the first lessons only on quiet streets, in special closed areas, and so on. And only as your student masters driving skills; drive with it to busier sections of roads, to intersections with heavy traffic. It is very important that your student is able to put into practice the theoretical knowledge of traffic rules that he receives at school.

It is necessary to take into account that only those who have at least 3 years of driving experience can engage in this business. And don’t forget to install “Training” identification marks on the windshield and rear window of your car. Perhaps you will start releasing special video courses.

13. Breeding purebred dogs
Dogs can not only relieve stress and lift their owners’ spirits, but also bring income to the family. And which! The annual “salary” of an ordinary dog ​​is a few rubles. It should be taken into account that this business requires at the initial stage not only financial costs and physical strength, but also a certain mental attitude. Without this attitude, without love, care, without responsibility for the fate of your pets, there is no point in getting down to business.

Buy a puppy only with a good pedigree and carefully check the authenticity of its documents. It is best to buy from kennel clubs or at sales exhibitions that are regularly held by these clubs. Here you can compare puppies and consult with canine specialists about which puppy is most promising for breeding. Remember that only a high-quality puppy, with proper care, education and good treatment, will eventually turn into a high-quality dog. And for your future business this is crucial.

It should be noted that breeding purebred cats can also bring good income.

14. Breeding pets
Good income can be generated by breeding pets: hamsters, white mice, guinea pigs, etc. These small animals are unpretentious, feed exclusively on food of plant origin, reproduce with amazing speed and are always popular with children.

Breeding budgies and aquarium fish is also of great commercial interest. Many people who started this business live only on the income from this activity. Of course, to achieve such a result, you need to pay constant attention to your pets, have some experience and great knowledge in this matter. Read the relevant literature, consult with specialists and people involved in breeding the species of your choice, and over time you will get no less results.

You can sell pets, birds, fish at bird markets, pet stores, etc. In the future, you can open your own zoo or even a private pet store, selling not only animals, but also food for them, cages, aquariums, and various devices to care for them, etc.

15. Photographers Service
Even with minimal skills in handling a camera and photographic equipment, you can get into photography. At first, it is not at all necessary to have a darkroom. You can take the film to a photo studio for processing. Shoot on the street and at home, in kindergartens and schools, at weddings and other celebrations. Deliver the photographs taken to the customer yourself or send them by mail. Recently, Polaroid cameras have appeared on the Russian market, which allow you to take pictures almost instantly. However, according to unverified data, photographs taken in this way are not of very high quality and darken over time.

Having gained some experience in this matter, you can open a private photo studio and take artistic photographs and photographs for documents. Photographer services are always needed and well paid.

Today, some people have a video camera, and if you are one of them, it makes sense to do video shooting as well.

16. Hairdresser services
No person can do without the services of a hairdresser. And at the same time. that prices for all types of hairdressing services are persistently creeping up, you can organize your own home hairdresser and make great money by first completing relatively inexpensive courses and receiving the appropriate certificate.

Equip your hallway with a mirror and shelves, buy the necessary Equipment and start with your friends and work colleagues. If your first practice is successful, the rumor about inexpensive hairdressing services will spread through your acquaintances and acquaintances of your acquaintances, like circles from a stone thrown into water, and you will not have problems with clients and, as a result, with money. In the future, you can submit advertisements to the media, post them around the city and work on call at the client’s home.

17. Household services or husband for an hour
Organize a private atelier of household services. Work alone or with help, such as your family, in your own home or in a client's home. Clean apartments and offices, wash and iron clothes, wash windows, look after apartments in the absence of owners: water flowers, take out mail, care for pets. You can make good money by exterminating domestic insects.

18. Tutoring
If you have knowledge in the field of science, take up tutoring. Place advertisements in newspapers or post them in schools, technical schools, universities, or simply in crowded places in your city. Help your clients master the sciences, prepare them for tests, exams, and admission to universities and technical schools. You can perform various tasks, drawing work, prepare coursework and diploma projects, and so on.

A good income can be brought by compiling a collection of the best essays, a collection of solutions to typical problems in mathematics, physics, chemistry with their subsequent sale through kiosks and Rospechat stores, through street book sellers, by mail or in the same universities.

19. Translation services
Today, many firms and entrepreneurs enter the international market, wanting to establish business contacts with foreign partners. As a rule, the conclusion of any contract or transaction is preceded by a long correspondence and, having difficulties with the language, they need the services of a translator. Such services are absolutely necessary for people working with various publications in foreign languages, when translating various technical literature, advertising brochures, and so on.

Using your knowledge of the language, you can make a good income working as such a translator. And if your knowledge allows you to communicate freely in a foreign language, work at international exhibitions, presentations, on excursions with the participation of foreign guests, and so on.

Buy a typewriter with a Latin font and, in parallel with translation, draw up business correspondence abroad. It wouldn’t hurt to have a typewriter with Russian font for translation into Russian. To find profitable clients, publish advertisements in newspapers or post advertisements around the city.

20. Sale"SECOND HAND"
Recently, many shops and wholesale centers have appeared in Russia selling “Second hand” - used clothes by weight, where for a ridiculous price you can buy quite tolerable things, among which there are also practically new ones, for example, those that have gone out of fashion in some countries But this does not mean at all that it is the same for us.

Start selling these clothes. This business is very profitable! Go to one of the large stores or wholesale warehouse and pick up a small amount of clothes to start. .Usually wholesale buyers I sell goods in bags of 25-100 kilograms and offer significant discounts. In order not to make a mistake, consult with the store (base) employees about what product is best to buy for sale and where to sell it.

After purchasing the goods, go to the market or travel to other cities, taking into account the specifics and climatic conditions of this region, and sell the clothes individually, and not by weight. The result of such trading is always the same - a good profit.

21. Knitting and sewing
Good income can come from knitting or sewing. If you do not have hand knitting skills, buy an industrial machine. By setting a program for it, you can knit sweaters, scarves, children's clothes, etc. To do sewing, you need to have a good sewing machine. In addition to a variety of clothes, you can sew various leather products: waist belts, wallets, watch straps, etc., car covers, workwear, and make a soft toy.

You can sew or knit custom-made models, developed independently or based on patterns and drawings in specialized publications and fashion magazines. Sell ​​your items at clothing markets or take them to consignment and commercial stores.

22. Food production
Relatively inexpensive, small-sized and easy-to-use equipment for the production of popcorn, crispy potatoes, cotton candy and other food products pays for itself in 2-3 months of operation and can generate a stable monthly income of several rubles.

In the future, having accumulated a small capital, you will be able to buy more expensive and much more profitable equipment such as a bakery or an alcohol production unit.

23. Fast food organization
Having bought buns and ham in bulk, make sandwiches or, if you have culinary skills, bake pies and go to the clothing market to meet hungry sellers and buyers. You can sell your masterpieces of culinary art simply by standing in crowded, busy places in your city.

Having made a small fortune, buy equipment for making and selling hot dogs, hamburgers, and so on. Know that feeding people is always profitable!

24. Sale of soft drinks
Organize a stall or mine-cafe selling soft drinks, ice cream, etc. In hot weather, you can earn good money by selling these products, for example, on beaches or in gardening. Buy ice cream directly from a cold storage facility or from wholesalers, and you can make drinks yourself, for example, from concentrates.

In the summer, many enterprises need kvass sellers. Earnings are a percentage of revenue. You can sell 2-3 barrels of kvass per day, earning a significant amount. You can prepare kvass yourself.

While you are going for interviews, thinking about changing your profession or starting your own business, don’t wait for the money to fall into your hands, take on any part-time job. Earn money while driving public transport and even just walking down the street.

Sell ​​your time

Wait in line. Taking a place in the crowd for a new exhibition at the Tretyakov Gallery or for a new iPhone - such tasks are found on the online service of household services YouDo.com and help you earn money without doing anything. If you have a free afternoon, take a thermos of tea and sandwiches with you and stand in line. For a quick purchase of a ticket to a concert or exhibition, they will pay from 700 rubles, and a night at the visa center or the Federal Migration Service will bring you about 3,500 rubles.

Adopt an animal. Look after a dog, cat or parrot while the owners are away.

Maxim is looking new job

He loves dogs and takes in someone else's pet a couple of times a month. She rarely goes out for a walk just with him, and at the same time takes an order from the “Dog-Gulyaka” service. For walking he receives 590 rubles, for supervision - up to 3000 rubles. And one day he found a runaway dachshund at his entrance and received a reward of 7,000 rubles.

Walk more. Ever heard of money paying for steps? This idea was going to be promoted by the SweatCo service. It was assumed that the application would pay with virtual currency: for a thousand steps you get 1 “sweatcoin”, with 35 virtual coins you can buy yourself shorts, a drink with protein, and aloe vera cosmetics. The service, alas, is not yet operational, but follow the news: maybe there is more to come.

Download apps. Installing programs and watching videos in the applications Uento, AdvertApp and the like will help you earn money. The fees are meager, at best enough to pay mobile communications, but you can download and watch at any free minute.

Earn money on a car

Turn your car into an advertising platform. The StickerRide service pays for the kilometers you drive with a sticker on your car. You choose the brand and image size yourself. They don't pay much, but it's enough for gas. If you appear in the city center more often and participate in advertising quests, you will earn more.

Become a car courier. Deliver cakes, parcels, bouquets, gifts. Thousands of courier jobs are being created in the city; there will definitely be work.

Anatoly received the order

It was necessary to deliver 70 helium-inflated balloons to shoot a commercial. The bundle fit into his car, but one ball kept getting on the windshield along the way, and the guy almost had an accident. But such a trip brought 3,000 rubles.

Take travel companions. Register for taxi services and give people rides in your car. BlaBlaCar will pay 1000-1300 rubles for a trip from Moscow to St. Petersburg, but you can choose the passenger yourself based on reviews on the website.

Kirill needed additional income

Friends advised him to register with Uber. He was so fascinated by the rating system that now he takes night orders to reach 5 stars. For him, this is a hobby, not his main income. To earn 40-50 thousand rubles a month from a taxi, you need to drive 8 hours a day, 5-6 days a week.

Become a babysitter. If you know how to communicate with children, drive schoolchildren to school in the morning or pick them up from training, and you will receive 700 rubles for the trip. Keep a tablet in the back seat or come up with another form of entertainment for them so that the guys don't get distracted from the road.

Where to look for orders: StickerRide, delivery services for flowers, baked goods, gifts, Uber, GetTaxi, Yandex. Taxi", BlaBlaCar.

Become a helper

Get the house in order. After returning from work, office employees are not ready to clean the apartment or fix annoying breakdowns. Help people cope with household chores: sort out the trash, nail a shelf, hang a mirror - and make money from it. You don’t have to travel far; even your neighbors may need help: subscribe to your area’s VKontakte group and look through the advertisements. Minor repairs cost from 1,000 rubles, larger tasks - assistance with moving, garbage removal, installation of doors, locks - from 1,500 rubles.

Take over the dacha. If at times you feel drawn to nature, offer to help at the dacha. Outside the city it’s easier to breathe, and no one controls. Digging up a garden, taking it to grandma, picking it up, trimming trees - although the work is seasonal, it pays decently. For one such service they will pay about 1000 rubles. At the same time, you will fill your belly with fresh berries and vegetables.

Become a mentor. If you're great at playing the drums, chess or mafia, your skills will help you make money. If you are interested in sports, look for students in the gym or on the ski slope, offer tutoring services to friends, in groups on social networks or on online services.

Arrange a surprise. Tell me how to romantically propose marriage, help you choose a ring, organize a candlelit dinner on the roof of a high-rise building - they also pay well for these pleasant chores. Help in organizing a holiday costs from 990 rubles.

Bring food. Make life easier for office workers and single girls: bring lunch from a snack bar, sweets to the office, or help with grocery shopping at the supermarket. True, such services are inexpensive, about 500 rubles. Take the task on the road, at a time convenient for you, and you can slightly replenish your budget.

Where to look for orders: word of mouth, groups of Moscow districts in social networks, YouDo.com.

Become a landlord

Lend things to other people for a while. Fashionistas will be happy to take your Valentino jacket and Giant bicycle for the weekend; advertisers will find vintage binoculars, a Polaroid camera and other retro items useful. And there will certainly be people who want to play Mortal Combat X on your PlayStation 4. On the services Locolo, Rentmania, Arendorium you can even rent out an electric generator and a car. What about the prices: a professional camera lens will bring you 3000 per week, a drill - 350 rubles per day.

Rent out your property. Even if you have no plans to move to Thailand for the winter, consider that it might be beneficial for you to move tenants into your apartment.

Yaroslav has two one-room apartments in Moscow

He rents out both, and he and a friend rent a two-room apartment. Yaroslav furnished one of his apartments with furniture from IKEA, they live in it permanently, he decorated the other with souvenirs from his travels and rents them out through Airbnb to tourists, who have become more numerous in Russia due to the cheap ruble. There is enough money for life and a second education - Yaroslav is studying to become an architect.

Where to look for orders: Locolo, Rentmania, Arendorium, Airbnb, Cian, The Locals.

Complete urgent tasks

Help out in difficult situations. Every day people lose their wedding rings, are left locked in the office after work and are left without gas on the road. Offer help, and the reward will not be long in coming. For one rescue operation you will earn from 500 to 3000 rubles and will do a good deed.

Make reports. Something is constantly happening around. Pay close attention to your surroundings and have your smartphone ready with the camera turned on. After you upload the video to the Lifecorr application and it passes moderation, you will receive a fee of up to 2,500 rubles.

Monetize your own hobbies

Restore antiques. Repairing vintage items is a fun and rewarding activity. For restoring an antique chair you will earn about 4,000 thousand rubles, and if you manage to breathe new life into a chest of drawers from the beginning of the last century - 25,000 rubles or more. Look for retro items at flea markets, and finished goods sell to designers and collectors.

Get rid of brands. Do you have an eccentric Dries Van Noten bomber jacket and a Denis Simachev shirt hanging in your closet that you’re proud of but don’t wear? Now is the time to sell them and free up space in your closet.

Travel. If you're going to Europe, you want to bring your compatriots some jamon, a couple of bottles of wine and a few pieces of cheese. Users are willing to pay 1,000 rubles for an AppleWatch from the USA and pomegranates from Yerevan, and 1,500 for tangerines from Abkhazia. Look for orders in advance on the Grabr and YouDo.com services. When you return from your trip, you can earn extra money by helping those who wish to buy tickets and make travel plans.

Become a secret shopper. Taste cocktails, check the layout and expiration dates of goods in stores, buy food for home, and earn money. Dozens of similar tasks are published in the TopMission application. If your friends listen to your opinion, recommend them brands and products you trust through the Teller app - you can earn up to 10% of the cost of the product.

Become a model. If you are a slender, two-meter tall, blue-eyed blond or proud of your thick beard, try yourself as a model. Other features will also come in handy: for filming on television, they look for anyone: thin, fat, with moles, bald, often blinking - and pay from 700 rubles per hour.

Prepare food. Making perfect steaks and serving them only to loved ones is unfair to other people. If you have five signature dishes in your collection, it's time to open an Instagram account and offer the services of a chef for an hour. For dinner you will pay from 1100 rubles.

Where to look:“Fair of Masters”, SecondFriendStore, Grabr, TopMission, Teller, thematic groups on social networks, websites of TV channels and modeling agencies, Instagram, YouDo.com.